Terms of Service

1. Acceptance of Terms

By accessing or using Valiance ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Valiance is a dividend portfolio tracking tool that allows users to monitor their investment holdings and view dividend payment schedules. The Service operates in a read-only, "watch" mode only.

Important: Valiance does not execute trades, handle money, or provide access to brokerage accounts. We are solely a tracking and visualization tool.

3. Not Financial Advice

The information provided by Valiance is for informational purposes only and should not be construed as financial, investment, tax, or legal advice. We do not recommend any specific investments or investment strategies.

You should consult with a qualified financial advisor before making any investment decisions. Past performance of any investment does not guarantee future results.

4. User Accounts

To use certain features of the Service, you must create an account with a username and password. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

5. Pricing and Payment

The Service is currently provided free of charge. We reserve the right to introduce paid features or subscription plans in the future. Any changes to pricing will be communicated to users in advance.

6. Data Accuracy

While we strive to provide accurate stock prices and dividend information, we cannot guarantee the accuracy, completeness, or timeliness of any data displayed. Market data is sourced from third-party providers and may be delayed or contain errors.

You should verify all information independently before making any financial decisions.

7. Limitation of Liability

To the maximum extent permitted by law, Valiance and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of or inability to use the Service.

8. Service Availability

We do not guarantee that the Service will be available at all times. We may suspend or discontinue the Service at any time without notice. We are not liable for any interruption or discontinuation of the Service.

9. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Continued use of the Service after any changes constitutes your acceptance of the new terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Netherlands, without regard to its conflict of law provisions.

11. Contact

If you have any questions about these Terms of Service, please contact us through our GitHub repository.